NPH Logo

Popular Funds

Irish Life logo

Irish Life Amundi Protect 90

Alternatives

Structured Products

The Irish Life Amundi Protect 90 is a pension fund which has made a return of 10.4% over the past 3 years (as of 19 May 2026).

The Sub-Fund seeks to increase the value of investment while providing shareholders with permanent partial protection of their investment.

StatusOpen for Investment
SFDRArticle 8
ManagerMickaël Levier
FocusThe Sub-Fund will not be confined to any geographical region or industry when making its investments

Risk rating

1

2

3

4

5

6

7

Make sure your pension is working FOR YOU

Schedule a free call to review performance, check you’re not overpaying on fees, and stay on track for the retirement you want.

Regulated advisors

No obligation

100% free

108.50

EUR

+9.50 (+9.60%) past 3 year

Performance data last updated: 19 May 2026

Fund insights

Detailed information extracted from the fund factsheet.

Managed by Amundi Asset Management

Currency hedging

While the Sub-Fund will typically gain exposure to currencies via currency forwards it may also invest directly in currencies of developed and emerging market countries.

Derivatives

The Sub-Fund makes use of derivatives to reduce various risks, for efficient portfolio management and as a way to gain exposure to various assets, markets or other investment opportunities (including derivatives which focus on credit, equities, interest rates, foreign exchange and inflation).

ESG & sustainability

The Sub-Fund integrates sustainability risks and sustainability factors in its investment process as outlined in the section "Overview of Responsible Investment Policy" and "Sustainable Investment Risk" in the Prospectus. In particular the Sub-Fund integrates sustainability risks in its investment process seeking to measure the ESG performance on an issuer through its ESG rating. The Sub-Fund seeks to achieve an ESG score of its portfolio greater than that of its investment universe.

Positive screening

The Sub-Fund seeks to achieve an ESG score of its portfolio greater than that of its investment universe.

Capital protection

Protection mechanism

The Sub-Fund is designed to ensure that the Net Asset Value (the "NAV") per share of a class does not fall below 90% of the highest NAV per share of a class recorded from its launch date. The Sub-Fund does not provide full protection but rather aims to provide permanent partial protection. The protection is granted by the Protection Provider to the Sub-Fund for shareholders regardless of the subscription date and the redemption date of their shares for an initial period of five years and tacitly renewed for successive further periods of one year.

Provider: Amundi S.A.

Frequently asked questions

Common questions about Irish Life Amundi Protect 90.

AMUNDI FUND SOLUTIONS ICAV - PROTECT 90 - A2 EUR invests across a mix of equities, bonds, commodities and cash, mainly through exchange-traded funds and other underlying funds. It can also use direct holdings in currencies and may hold cash-like instruments such as government bonds, money market instruments and deposits. The fund is not tied to any one region or industry, and it may invest up to 30% in emerging markets.

AMUNDI FUND SOLUTIONS ICAV - PROTECT 90 - A2 EUR is designed so that the NAV per share should not fall below 90% of the highest NAV per share reached since launch. This is permanent partial protection rather than full capital protection, so investors can still lose money. The protection is provided by Amundi S.A. and applies regardless of when a shareholder buys or sells, subject to the terms described in the factsheet.

AMUNDI FUND SOLUTIONS ICAV - PROTECT 90 - A2 EUR may appeal to investors looking for growth potential with a partial downside buffer over a 5-year horizon. It is classified as low risk at 2 out of 7, which means the fund is expected to have relatively low potential losses under normal conditions. The investor should still understand that market conditions can affect returns and that the protection is not absolute.

The main identified risk for AMUNDI FUND SOLUTIONS ICAV - PROTECT 90 - A2 EUR is market liquidity risk. This means some investments may be harder to buy or sell quickly without affecting their price, which can increase performance swings. The fund also uses derivatives and can invest in emerging markets and below-investment-grade bonds, which can add complexity and risk.

AMUNDI FUND SOLUTIONS ICAV - PROTECT 90 - A2 EUR promotes ESG characteristics under Article 8 and integrates sustainability risks into its investment process. It aims to have a portfolio ESG score higher than that of its investment universe. In practice, the manager looks at issuer ESG ratings when allocating across the fund's asset classes.

Irish Life Logo

Irish Life Amundi Protect 90

Get free, expert advice on this fund from a regulated advisor

Regulated advisors

No obligation

100% free advice

Amundi Protect 90 pension fund by Irish Life — National Pension Helpline

Copied!

Simply fill in any assessment form and a Central Bank regulated pension advisor will be in touch to discuss your options. This is a 100% cost and commitment free service.

Start A New Pension

|

NationalPensionHelpline.ie is an information-only website and does not provide direct financial advice. By submitting your information through the platform, your information is sent directly to our pension advisor partners who are regulated by the Central Bank of Ireland. NationalPensionHelpline.ie has a registered office at National Pension Helpline, 151 Thomas Street, Dublin 8, D08 PY5E. View privacy policy. | Sitemap