Irish Life Amundi Protect 90
Structured Products
The Sub-Fund is a financial product that promotes ESG characteristics pursuant to Article 8 of the Disclosure Regulation. The Sub-Fund seeks to increase the value of investment while providing shareholders with permanent partial protection of their investment. Specifically, the Sub-Fund is designed to ensure that the Net Asset Value (the "NAV") per share of a class does not fall below 90% of the highest NAV per share of a class recorded from its launch date. The Sub-Fund does not provide full protection but rather aims to provide permanent partial protection. The Sub-Fund seeks to achieve its investment objective through investment in equities, equity related securities, bonds (government or corporate, fixed or floating rate which may be rated above or below investment grade), convertible bonds which shall not embed derivatives and/or leverage (not contingent convertible securities) and commodities (indirectly through investment in exchange traded commodities or exchange traded funds) (the "Asset Classes"). Investment in the Asset Classes will mainly be achieved through investment in exchange traded funds and other funds such as, but not limited to, investment companies, investment limited partnerships, exchange traded funds and unit trusts ("Underlying Funds"). There is no limit on the number of Underlying Funds in which the Sub-Fund may invest and the Sub-Fund may invest up to 100% in Underlying Funds. The Sub-Fund will not be confined to any geographical region or industry when making its investments and may invest up to 30% of its NAV in emerging markets. In normal market conditions, the Sub-Fund will invest up to 30% of its NAV in equities and equity related securities, up to 10% of its NAV in below investment grade bonds and up to 5% of its NAV in commodities. While the Sub-Fund will typically gain exposure to currencies via currency forwards it may also invest directly in currencies of developed and emerging market countries. The Sub-Fund may also hold cash and instruments that may be readily converted to cash (including cash deposits, European treasury bills and government bonds, short-term corporate bonds, commercial paper, short term money market instruments and certificates of deposit). The Sub-Fund makes use of derivatives to reduce various risks, for efficient portfolio management and as a way to gain exposure to various assets, markets or other investment opportunities (including derivatives which focus on credit, equities, interest rates, foreign exchange and inflation). Benchmark : The Sub-Fund is actively managed, is not managed in reference to a benchmark and has not designated a reference benchmark for the purpose of the Disclosure Regulation. Management Process : The Sub-Fund integrates sustainability risks and sustainability factors in its investment process as outlined in the section "Overview of Responsible Investment Policy" and "Sustainable Investment Risk" in the Prospectus. In particular the Sub-Fund integrates sustainability risks in its investment process seeking to measure the ESG performance on an issuer through its ESG rating. The Sub-Fund seeks to achieve an ESG score of its portfolio greater than that of its investment universe. The investment manager allocates investments across higher risk investments (investments in the Asset Classes) and lower risk investments (investment in non-emerging market investment grade government bonds, money market funds and instruments that may be readily converted to cash) and derivatives in a flexible manner with the view to maximizing the risk-adjusted performance, diversifying investments among asset classes, geographical areas, currencies and individual financial instruments, according to the investment manager's short/medium-term outlook of the financial markets and financial instruments. This is a non-distributing share class. Investment income is re-invested.
The Sub-Fund seeks to increase the value of investment while providing shareholders with permanent partial protection of their investment.
1
2
3
4
5
6
7
108.50
EUR
+9.68 (+9.80%) past 3 year
as of 19 May 2026Fund insights
Detailed information extracted from the fund factsheet.
Managed by Amundi Asset Management
While the Sub-Fund will typically gain exposure to currencies via currency forwards it may also invest directly in currencies of developed and emerging market countries.
The Sub-Fund makes use of derivatives to reduce various risks, for efficient portfolio management and as a way to gain exposure to various assets, markets or other investment opportunities (including derivatives which focus on credit, equities, interest rates, foreign exchange and inflation).
ESG & sustainability
The Sub-Fund integrates sustainability risks and sustainability factors in its investment process as outlined in the section "Overview of Responsible Investment Policy" and "Sustainable Investment Risk" in the Prospectus. In particular the Sub-Fund integrates sustainability risks in its investment process seeking to measure the ESG performance on an issuer through its ESG rating. The Sub-Fund seeks to achieve an ESG score of its portfolio greater than that of its investment universe.
The Sub-Fund seeks to achieve an ESG score of its portfolio greater than that of its investment universe.
Capital protection
The Sub-Fund is designed to ensure that the Net Asset Value (the "NAV") per share of a class does not fall below 90% of the highest NAV per share of a class recorded from its launch date. The Sub-Fund does not provide full protection but rather aims to provide permanent partial protection. The protection is granted by the Protection Provider to the Sub-Fund for shareholders regardless of the subscription date and the redemption date of their shares for an initial period of five years and tacitly renewed for successive further periods of one year.
Provider: Amundi S.A.
Frequently asked questions
Common questions about Irish Life Amundi Protect 90.
AMUNDI FUND SOLUTIONS ICAV - PROTECT 90 - A2 EUR invests across a mix of equities, bonds, commodities and cash, mainly through exchange-traded funds and other underlying funds. It can also use direct holdings in currencies and may hold cash-like instruments such as government bonds, money market instruments and deposits. The fund is not tied to any one region or industry, and it may invest up to 30% in emerging markets.
AMUNDI FUND SOLUTIONS ICAV - PROTECT 90 - A2 EUR is designed so that the NAV per share should not fall below 90% of the highest NAV per share reached since launch. This is permanent partial protection rather than full capital protection, so investors can still lose money. The protection is provided by Amundi S.A. and applies regardless of when a shareholder buys or sells, subject to the terms described in the factsheet.
AMUNDI FUND SOLUTIONS ICAV - PROTECT 90 - A2 EUR may appeal to investors looking for growth potential with a partial downside buffer over a 5-year horizon. It is classified as low risk at 2 out of 7, which means the fund is expected to have relatively low potential losses under normal conditions. The investor should still understand that market conditions can affect returns and that the protection is not absolute.
The main identified risk for AMUNDI FUND SOLUTIONS ICAV - PROTECT 90 - A2 EUR is market liquidity risk. This means some investments may be harder to buy or sell quickly without affecting their price, which can increase performance swings. The fund also uses derivatives and can invest in emerging markets and below-investment-grade bonds, which can add complexity and risk.
AMUNDI FUND SOLUTIONS ICAV - PROTECT 90 - A2 EUR promotes ESG characteristics under Article 8 and integrates sustainability risks into its investment process. It aims to have a portfolio ESG score higher than that of its investment universe. In practice, the manager looks at issuer ESG ratings when allocating across the fund's asset classes.
Irish Life Amundi Protect 90
Get free, expert advice on this fund from a regulated advisor
Regulated advisors
No obligation
100% free advice