Standard Life Cash Fund
Money Market
The primary aim of the fund is to maintain capital and provide returns before charges equivalent to overnight deposits by investing in deposits and short term money market instruments. The unit price for this particular fund is guaranteed not to fall by Standard Life.
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119.50
EUR
+6.44 (+5.70%) past 3 year
as of 19 May 2026BPCE
BNP Paribas
DZ Bank
Santander
Credit Agricole
ING Groep
Societe Generale
Sumitomo Mitsui Trust Bank
SMBC Bank International
Rabobank
Fixed Deposits
100.00%
Fund insights
Detailed information extracted from the fund factsheet.
Managed by abrdn
The euro value of overseas assets held in the fund may rise and fall as a result of exchange rate fluctuations.
The fund and its holdings may use derivatives for the purpose of efficient portfolio management, reduction of risk or to meet its respective investment objective if this is permitted and appropriate. Investing in derivatives carries the risk of reduced liquidity, substantial loss and increased volatility in adverse market conditions, such as a failure amongst market participants. The use of derivatives may result in the fund being leveraged (where economic exposure and thus the potential for loss by the fund exceeds the amount it has invested) and in these market conditions the effect of leverage will be to magnify losses. The fund does make extensive use of derivatives.
ESG & sustainability
The fund is classified as Article 6 under the EU’s Sustainable Finance Disclosure Regulation (“SFDR”). Article 6 funds don't promote ESG characteristics or have a specific sustainable investment objective. This fund is managed using an investment process that integrates environmental, social and governance (“ESG”) factors but does not promote ESG characteristics or have specific sustainable investment objectives. This means that while ESG factors and risks are considered, they may or may not impact portfolio construction. Furthermore, investments within this fund do not take into account the EU Taxonomy criteria for environmentally sustainable economic activities. abrdn, the Investment Manager of the fund, integrates sustainability risks and opportunities into its research, analysis and investment decision-making process. abrdn believes that the consideration of sustainability risks and opportunities of a company can have a material impact on a company’s competitive position and future success and as such on long-term investment returns for investors. abrdn’s ESG integration requires, in addition to its inclusion in the investment decision making process, appropriate monitoring of sustainability considerations in risk management, portfolio monitoring, engagement and stewardship activities. abrdn also engages with policymakers on ESG and stewardship matters. Combining the integration of sustainability risks and opportunities with broader monitoring and engagement activities may affect the value of investments and therefore returns.
Capital protection
The unit price for this particular fund is guaranteed not to fall by Standard Life.
Provider: Standard Life
Frequently asked questions
Common questions about Standard Life Cash Fund.
The Standard Life Cash Fund aims to maintain capital and provide returns before charges equivalent to overnight deposits. It does this by investing in deposits and short-term money market instruments. The fund is therefore designed to behave like a cash-style holding rather than a traditional growth fund.
Yes, the Standard Life Cash Fund has a unit price that is guaranteed not to fall by Standard Life. That means the provider is offering a capital protection feature for this particular fund. Investors should still read the fund details carefully, as other risks can still affect how the fund operates.
The Standard Life Cash Fund carries risks including currency risk, counterparty risk, inflation risk and the use of derivatives. Currency risk means overseas holdings can lose value if exchange rates move against the fund. Counterparty risk means a firm the fund relies on for a financial contract or payment could fail to meet its obligations.
Yes, the Standard Life Cash Fund makes extensive use of derivatives. Derivatives are financial contracts whose value is linked to something else, and in this fund they may be used for efficient portfolio management, risk reduction or to help meet the fund's objective. They can also increase losses, reduce liquidity and add volatility if market conditions worsen.
The Standard Life Cash Fund is managed by Aberdeen Investments, with Stuart Lindsay named as the fund manager, and abrdn as the underlying investment manager. The fund is currently closed to new business. That means new investors cannot normally buy into the fund at present.
Standard Life Cash Fund
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