Standard Life Prosperity Cash
Money Market
The primary aim of the fund is to maintain capital and provide returns before charges equivalent to overnight deposits by investing in deposits and short term money market instruments. The unit price for this particular fund is guaranteed not to fall by Standard Life.
1
2
3
4
5
6
7
153.40
EUR
+6.18 (+4.20%) past 3 year
as of 19 May 2026Fund insights
Detailed information extracted from the fund factsheet.
Managed by abrdn
The euro value of overseas assets held in the fund may rise and fall as a result of exchange rate fluctuations.
The Fund and its holdings may use derivatives for the purpose of efficient portfolio management, reduction of risk or to meet its respective investment objective if this is permitted and appropriate. Investing in derivatives carries the risk of reduced liquidity, substantial loss and increased volatility in adverse market conditions, such as a failure amongst market participants. The use of derivatives may result in the fund being leveraged (where economic exposure and thus the potential for loss by the fund exceeds the amount it has invested) and in these market conditions the effect of leverage will be to magnify losses. The fund does make extensive use of derivatives.
ESG & sustainability
The fund is managed using an investment process that integrates environmental, social and governance ("ESG") factors but does not promote ESG characteristics or have specific sustainable investment objectives. This means that while ESG factors and risks are considered, they may or may not impact portfolio construction. abrdn, the Investment Manager of the fund, integrates sustainability risks and opportunities into its research, analysis and investment decision-making process. abrdn believes that the consideration of sustainability risks and opportunities of a company can have a material impact on a company’s competitive position and future success and as such on long-term investment returns for investors. abrdn’s ESG integration requires, in addition to its inclusion in the investment decision making process, appropriate monitoring of sustainability considerations in risk management, portfolio monitoring, engagement and stewardship activities. abrdn also engages with policymakers on ESG and stewardship matters. Combining the integration of sustainability risks and opportunities with broader monitoring and engagement activities may affect the value of investments and therefore returns.
Capital protection
The unit price for this particular fund is guaranteed not to fall by Standard Life.
Provider: Standard Life
Frequently asked questions
Common questions about Standard Life Prosperity Cash.
Standard Life Prosperity Cash aims to maintain capital and deliver returns before charges equivalent to overnight deposits. It does this by investing in deposits and short-term money market instruments. The fund is managed actively by Aberdeen Investments (Stuart Lindsay) through abrdn.
For Standard Life Prosperity Cash, the unit price is guaranteed not to fall by Standard Life. That protection is provided by Standard Life, as stated in the fund factsheet. Investors should still note that other risks can affect the fund’s holdings and returns.
Standard Life Prosperity Cash carries counterparty risk, inflation risk, currency risk and the risk of using derivatives. Counterparty risk means another party, such as a bank or trading partner, could fail to meet its obligations. The factsheet also says the fund makes extensive use of derivatives, which can increase losses and volatility in difficult market conditions.
Standard Life Prosperity Cash is designed for investors who want cash-like returns and capital maintenance rather than higher growth. Its SRI rating is 1, which is typically associated with the lowest risk profile in a fund range, although risk is not eliminated. The guaranteed unit-price feature may also appeal to investors seeking added stability.
Standard Life Prosperity Cash is a cash fund, so its primary focus is deposits and short-term money market instruments. The factsheet also notes that overseas assets may be affected by exchange-rate movements, which means currency risk. Currency risk means the value of overseas holdings can rise or fall because exchange rates move.
Standard Life Prosperity Cash
Get free, expert advice on this fund from a regulated advisor
Regulated advisors
No obligation
100% free advice