Aviva Multi-Asset ESG Active 4

Aviva Multi-Asset ESG Active 4 Series C is a multi-asset fund that can invest across cash, bonds, equities, property and alternatives. Its holdings can include large global stocks such as NVIDIA, Apple and Microsoft, as well as government and corporate bonds. The mix is actively managed and rebalanced over time to reflect the managers’ asset allocation model and market conditions.

The Aviva Multi-Asset ESG Active 4 Series C aims to maximise returns while targeting volatility of between 5% and 10% per year over a rolling five-year period. In plain language, volatility is how much the fund’s value may move up and down, so this target suggests a moderate level of risk. The fund is designed for medium to long-term investors who can accept some market fluctuations.

ESG considerations are built into Aviva Multi-Asset ESG Active 4 Series C, and the fund is described as Article 8 under SFDR. That means the managers integrate environmental, social and governance factors into the investment process rather than treating them as an afterthought. The fund range is designed to combine this ESG approach with active multi-asset management.

Aviva Multi-Asset ESG Active 4 Series C is aimed at people seeking medium to long-term capital growth with some exposure to market volatility. Its balanced asset allocation across several asset classes may suit investors who want diversification rather than a single-asset fund. It may be appropriate for investors comfortable with a fund whose mix of assets can change over time.

The main risks for Aviva Multi-Asset ESG Active 4 Series C include market fluctuations, currency risk, counterparty risk, derivative risk, liquidity risk and inflation risk. Currency risk means foreign exchange movements can affect returns when the fund invests overseas. Counterparty risk means a trading partner could fail to meet its obligations, while derivative risk means instruments used to help manage the portfolio can also amplify losses if they move the wrong way.