Mercer Aspire Emerging Markets Equity

Emerging Markets Equity invests in a selection of specialist active managers to gain exposure to a broad range of equities from global emerging markets. The fund is actively managed by Mercer Global Investment Europe Limited, and the manager allocations are regularly reviewed and may change over time. Its holdings span companies such as Taiwan Semiconductor, Samsung, Tencent and HDFC Bank.

Emerging Markets Equity is aimed at people with more than seven years to retirement and at investors who are willing to accept rises and falls in pursuit of long-term growth. The fund is generally not intended to be used on its own, but as part of a broader range of fund choices. In other words, it is designed for investors who can stay invested through short-term volatility.

Emerging Markets Equity aims to achieve long-term growth and to outperform its benchmark, gross of charges, over the long term. It does this by combining specialist active managers across a wide spread of emerging-market equities. Because the fund is active, the manager is making deliberate investment choices rather than simply tracking an index.

Emerging Markets Equity highlights inflation risk, currency risk and manager risk. Currency risk means that changes in exchange rates can reduce returns when investments are held in overseas markets. Manager risk means the performance can be affected by the investment decisions of the managers selected for the fund.

Yes. Emerging Markets Equity seeks to promote environmental characteristics under Article 8 of the Sustainable Finance Disclosure Regulation. Its factsheet says the 'do no significant harm' principle applies only to the part of the portfolio that takes EU sustainable-activity criteria into account, while the rest of the portfolio does not.