Mercer Aspire Moderate Growth Portfolio
Managed Balanced (<65% Equity)
Based on Mercer's market knowledge and investment expertise, this portfolio invests in a diversified mix of assets, which may shift as Mercer’s views change. Specialist active and passive managers are chosen, regularly monitored and where necessary replaced by Mercer. The allocations to managers and assets are regularly reviewed by Mercer and may change over time. The Portfolio seeks to promote environmental characteristics within the meaning of Article 8 of the Sustainable Finance Disclosure Regulation. The “do no significant harm” principle applies only to those investments underlying the financial product that take into account the EU criteria for environmentally sustainable economic activities. The investments underlying the remaining portion of this financial product do not take into account the EU criteria for environmentally sustainable economic activities.
This portfolio’s long-term objective is a cash return plus 3.5% to 4.5% per annum, gross of charges, with a target volatility of less than 15%. Mercer has chosen a portfolio of assets reflecting this objective, which is not guaranteed.
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281.30
EUR
+71.22 (+33.90%) past 3 year
as of 15 May 2026Fund insights
Detailed information extracted from the fund factsheet.
Managed by Mercer Global Investment Europe Limited
A portion of the portfolio may use Financial Derivative Instruments (instruments for which the price is dependent on one or more underlying assets, 'FDI'). This can be to achieve the investment objective, to hedge a given investment or to hedge against anticipated movements in a market or other sector or to manage the portfolio more efficiently. The use of FDI may multiply the gains or losses made by the portfolio on a given investment or on its investments generally.
A portion of this portfolio may use securities lending. Securities lending aims to generate additional returns for the portfolio in a low risk manner. Securities lending will adhere to UCITS regulations.
ESG & sustainability
In line with Mercer’s goal to place sustainability at the centre of its investment approach, Mercer committed to a target of net-zero absolute carbon emissions by 2050 for a large selection of the funds underlying the Mercer Aspire framework. As part of this commitment, Mercer also expects to reduce portfolio relative carbon emissions intensity by 45%, from 2019 baseline, by 2030. This target fed through to its flagship Aspire Moderate Growth Portfolio. Climate change has been a key engagement priority area for Mercer, and Mercer is committed to continuing to use its influence to promote the transition to net zero and to ensure the companies in which it invests will not get left behind.
Frequently asked questions
Common questions about Mercer Aspire Moderate Growth Portfolio.
Aspire Moderate Growth Portfolio invests in a diversified mix of assets, including equities, bonds, alternatives, property, cash and commodities. Mercer says the allocations can shift over time as its views change, and specialist active and passive managers are selected, monitored and replaced where needed. This means the portfolio is designed to be flexible rather than tied to one fixed mix of investments.
Aspire Moderate Growth Portfolio is aimed at people with more than seven years to retirement and/or those willing to accept rises and falls in value in pursuit of long-term growth. Its long-term objective is cash plus 3.5% to 4.5% per year gross of charges, with target volatility of less than 15%. Volatility means how much the value and returns can move up and down over time.
Aspire Moderate Growth Portfolio is built around a diversified asset mix and a target volatility of less than 15%, which suggests it is intended to be a moderate-growth solution rather than a high-risk one. Mercer regularly reviews the asset mix and the managers used, and may replace them if needed. The portfolio also notes inflation risk, currency risk and manager risk, meaning purchasing power can be eroded by rising prices, overseas investments can rise or fall as exchange rates move, and manager choices may affect results.
Aspire Moderate Growth Portfolio seeks to promote environmental characteristics and is classified as Article 8 under the Sustainable Finance Disclosure Regulation. Mercer says it has a net-zero ambition for a large selection of funds in the Aspire framework, including a 45% reduction in portfolio relative carbon emissions intensity by 2030 from a 2019 baseline. The portfolio also says the 'do no significant harm' principle applies only to the investments that are assessed against EU sustainable economic activity criteria.
Yes, Aspire Moderate Growth Portfolio may use financial derivative instruments and a portion of the portfolio may also engage in securities lending. Derivatives are tools whose value depends on another investment or market and can be used to help achieve the objective, hedge risk or manage the portfolio more efficiently, but they can also increase gains or losses. Securities lending is described as a way to seek additional returns in a low-risk manner, subject to UCITS rules.
Mercer Aspire Moderate Growth Portfolio
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