Mercer Aspire Stability
Managed Defensive (<35% Equity)
This portfolio is part of the “Help Me Do It” range. Rather than choosing individual funds to invest in, “Help Me Do It” gives access to a choice of diversified portfolios designed by Mercer - each of which has a specific growth target and specific risk characteristics. This portfolio can be mixed and matched with the “Leave Me To It” funds. Based on Mercer's market knowledge and investment expertise, this portfolio invests primarily in cash. The rest of the portfolio is invested in a diversified mix of absolute return fixed income and bonds. Specialist active and passive managers are chosen, regularly monitored and where necessary replaced by Mercer. The allocations to managers and assets are regularly reviewed by Mercer and may change over time. The investments underlying this financial product do not take into account the EU criteria for environmentally sustainable economic activities.
This portfolio’s long-term objective is a cash return plus 0% to 1% per annum, gross of charges, with a target volatility of less than 2%. Mercer has chosen a portfolio of assets reflecting this objective, which is not guaranteed.
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109.00
EUR
+10.00 (+10.10%) past 3 year
as of 15 May 2026Frequently asked questions
Common questions about Mercer Aspire Stability.
The Aspire Stability Portfolio invests primarily in cash, with the rest of the portfolio in a diversified mix of absolute return fixed income and bonds. Mercer selects specialist active and passive managers and reviews the allocations regularly, so the mix may change over time. The aim is to keep the portfolio relatively stable while still seeking some growth above cash.
The Aspire Stability Portfolio is designed for people who want their investment to be reasonably stable while still targeting growth above cash levels. Its long-term objective is cash return plus 0% to 1% per year, gross of charges, with a target volatility of less than 2%. In simple terms, volatility is how much the value tends to move up and down, so this portfolio is built for relatively small day-to-day swings.
The Aspire Stability Portfolio is exposed to inflation risk, currency risk and manager risk. Inflation risk means rising prices could reduce what the investment can buy in real terms; currency risk means foreign-exchange moves can help or hurt returns when the portfolio invests outside the investor’s home currency; and manager risk means the performance can depend on the choices of the underlying investment managers. The use of financial derivative instruments may also increase gains or losses.
The Aspire Stability Portfolio is designed and overseen by Mercer Global Investment Europe Limited as part of the Help Me Do It range. Mercer chooses the portfolio’s assets, monitors the specialist active and passive managers, and can replace them when needed. The allocations to managers and assets are reviewed regularly, so the portfolio can evolve over time.
Yes, the Aspire Stability Portfolio may use financial derivative instruments and securities lending. Derivatives can be used to help achieve the investment objective, hedge risk or manage the portfolio more efficiently, but they can also multiply gains or losses. Securities lending is used to try to generate extra return in a low-risk manner and is carried out under UCITS rules.
Mercer Aspire Stability
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