New Ireland Ethical Managed

The Ethical Managed Fund (3) invests across multiple asset classes, including equities, government and corporate bonds, property and cash. It can invest in different geographic regions anywhere in the world, so its holdings are not limited to one country or market. The fund is actively managed by State Street Investment Management and aims for long-term capital growth.

The Ethical Managed Fund (3) uses an ethical equity selection process that excludes shares considered unethical. All equities held must comply with the ethical criteria set by State Street Global Advisors Ethical Investment Review Committee. In practice, that means the fund is designed to avoid companies that do not meet its ethical standards while still investing in a diversified portfolio.

The Ethical Managed Fund (3) is intended for investors with a medium to long-term horizon, at least 5-7 years. It is classified as Medium to High Risk, which means its value can rise and fall more sharply than lower-risk funds. Investors should be comfortable with short-term volatility if they choose this fund.

The Ethical Managed Fund (3) carries sustainability risks, reflecting the fact that environmental, social or governance issues may affect some of its investments. It may also use securities lending in some cases, which can increase risk in exchange for the chance of higher returns. Securities lending means the fund temporarily lends assets to another party and receives income for doing so, but this adds some extra risk.

The Ethical Managed Fund (3) combines multi-asset investing with an ethical screen on its equity holdings. That means it can hold shares, bonds, property and cash globally, but the shares must pass the fund's ethical review criteria. It is also classified as an Article 8 fund, meaning it promotes environmental or social characteristics and good governance practices.