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New Ireland Goodbody Dividend Income 3

Multi-Asset

Managed Balanced (<65% Equity)

New Ireland's fund invests in the Goodbody Dividend Income Cautious Fund which aims to generate capital growth from diversified sources of return over the medium to long-term consistent with the fund's risk level. The fund is an actively managed multi-asset fund that invests in a diversified portfolio of assets including equities, bonds and cash. The fund also buys equity protection which aims to reduce volatility of the fund and smooth the journey for investors. The fund is classified as an Article 8 Fund.

This fund invests the Goodbody Dividend Income Cautious Fund (the Goodbody fund) which invests in high quality dividend paying stocks, bonds (government and corporate), Exchange Traded Funds (ETFs), Real Estate Investment Trusts (REITs) and cash. The Goodbody fund aims to provide a return of cash (as measured by 3 Month EURIBOR) + 3% p.a. over a 5 year period before taxes and charges are deducted.

StatusOpen for Investment
Fund size€7M
SFDRArticle 8

Risk rating

1

2

3

4

5

6

7

140.50

EUR

+16.60 (+13.40%) past 3 year

as of 19 May 2026
Asset Breakdown

Equities

35

Government Bonds

27

Cash

15.3

Corporate Bonds

15.3

Alternative Investments

5.9

Fund insights

Detailed information extracted from the fund factsheet.

Underlying fund: Goodbody Dividend Income Cautious Fund

Managed by Goodbody Asset Management

Derivatives

The fund also buys equity protection which aims to reduce volatility of the fund and smooth the journey for investors.

Securities lending

For some funds that invest in shares or bonds, the assets in that fund may be used for the purpose of securities lending in order to earn an additional return for the fund. While securities lending increases the level of risk within a fund it provides an opportunity to increase the investment return.

ESG & sustainability

Article 8 funds or Light Green Funds are defined as funds which promote environmental or social characteristics (although not exclusively) and which invest in companies that follow good governance practices. The underlying investments do not take into account the EU criteria for environmentally sustainable economic activities.

Positive screening

The fund invests in companies that follow good governance practices.

Capital protection

Smoothing mechanism

The fund also buys equity protection which aims to reduce volatility of the fund and smooth the journey for investors.

Manager commentary - March 2026

A challenging month as the Iranian conflict created a risk off environment. Weaker equity markets and higher volatility meant the fund's downside protection strategy (index put options) meaningfully contributed. Dividend equity holdings delivered negative returns, but outperformed dividend growth and quality indices. Energy was the only global equity sector to post gains in March. Alternative exposures, notably, the fund's commodity holding continued to add value. Fixed income was a marginal drag as markets priced a shift to more hawkish central bank policy due to oil driven inflation.

- Jack McGettigan, Assistant Fund Manager, Goodbody Asset Management

Frequently asked questions

Common questions about New Ireland Goodbody Dividend Income 3.

Goodbody Dividend Income 3 invests in the underlying Goodbody Dividend Income Cautious Fund, which is an actively managed multi-asset fund. It holds a diversified mix of equities, bonds and cash, rather than relying on one asset class. The fund is designed to generate capital growth from diversified sources of return over the medium to long term.

Goodbody Dividend Income 3 uses equity protection, including index put options, to help reduce volatility and smooth the investor experience. In simple terms, this means the fund pays for protection that can help offset some losses if equity markets fall sharply. The fund commentary noted that this downside protection meaningfully contributed during a risk-off month.

Goodbody Dividend Income 3’s underlying portfolio includes large global companies such as Alphabet, Apple, ASML, Microsoft, Nvidia and Visa. The fund is diversified across sectors and regions, with exposure including North American, Eurozone and Pacific Basin equities. This broad mix is intended to spread risk rather than concentrate the portfolio in one market or industry.

Goodbody Dividend Income 3 is aimed at investors with a medium to long-term horizon, stated as at least 5-7 years. It is classified as a medium risk fund, so it may suit investors who want growth potential but are comfortable with some ups and downs. The fund also buys equity protection to help smooth those movements, which may appeal to more cautious growth investors.

Goodbody Dividend Income 3 is classified as an Article 8 fund, meaning it promotes environmental or social characteristics and invests in companies that follow good governance practices. It does not exclusively focus on sustainable investments, and the underlying investments do not take into account the EU criteria for environmentally sustainable economic activities. One key risk noted for the fund is sustainability risk, which means environmental, social or governance issues could affect investment returns.

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New Ireland Goodbody Dividend Income 3

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