New Ireland Pension Managed

Pension Managed S11 aims for long-term capital growth by investing in a diversified mix of equities, bonds and property, with some cash also held. The fund is designed to spread investments across multiple geographical regions rather than focusing on a single market. In plain terms, diversification means it does not rely on just one type of investment or one country to drive returns.

Pension Managed S11 is intended for investors with a medium to long-term horizon, specifically at least 5 to 7 years. Its stated objective is long-term capital growth, so it is geared toward investors who can remain invested through market ups and downs. The fund is classified as medium to high risk, which means its value can move around more significantly than lower-risk funds.

Pension Managed S11 invests across multiple geographical regions, including North American, Eurozone, Pacific Basin, Japanese and U.K. equities, as well as other European, Irish and other equities. This broad regional spread is part of the fund’s diversified approach. It can help reduce reliance on any one market, although it does not remove market risk entirely.

Pension Managed S11's top holdings include Alphabet, Amazon, American Tower, Apple, Johnson & Johnson, Microsoft, Nvidia Corporation, Taiwan Semiconductor, VISA and Walmart. These names suggest the fund has meaningful exposure to large global companies, especially in technology, healthcare and consumer sectors. Because the fund is actively managed, its holdings can be adjusted over time rather than simply tracking an index.

Pension Managed S11 carries medium to high risk and has sustainability risks listed among its key risks. It may also use securities lending in some holdings, which can add risk even though it may help generate extra return. Securities lending means the fund temporarily lends shares or bonds to another party in exchange for a fee, which can expose the fund to the risk that the borrower does not return them as agreed.