New Ireland Retirement Fund (IRIS) 2037
Lifecycle
The New Ireland Retirement Fund (IRIS) 2037 is a pension fund which has made a return of 36.7% over the past 3 years (as of 19 May 2026).
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1430.80
EUR
+353.39 (+32.80%) past 3 year
Performance data last updated: 19 May 2026Fund insights
Detailed information extracted from the fund factsheet.
For some funds that invest in shares or bonds, the assets in that fund may be used for the purpose of securities lending in order to earn an additional return for the fund. While securities lending increases the level of risk within a fund it provides an opportunity to increase the investment return.
Lifecycle strategy
Target retirement year: 2037
The fund gradually switches an investor's money from a higher risk investment strategy in the earlier years, to a medium / low risk strategy on the run up to retirement.
Frequently asked questions
Common questions about New Ireland Retirement Fund (IRIS) 2037.
Retirement 2037 Fund (3) is an IRIS lifestyle fund that invests across a broad mix of asset classes, including equities, bonds, property, cash and alternatives. It also has geographic exposure across regions such as North America, Europe, Japan, the UK, Ireland and emerging markets. As a lifecycle fund, it is designed to adjust that mix over time rather than stay fixed.
The Retirement 2037 Fund (3) gradually switches from a higher-risk investment strategy in the earlier years to a medium/low-risk strategy as retirement approaches. This is meant to reduce how much the fund is exposed to large swings in value near the target retirement date. In plain language, the fund becomes more cautious over time so savings are less likely to be hit by sharp market drops just before retirement.
Retirement 2037 Fund (3) is aimed primarily at pension investors who expect to take a retirement lump sum and then invest in an Approved Retirement Fund, or ARF, at retirement. It is intended for people with a medium to long-term horizon, typically at least 5-7 years. An ARF is a post-retirement investment wrapper where the retirement pot can remain invested after leaving work.
The main risks in Retirement 2037 Fund (3) include sustainability risks, currency exchange risk, short-term volatility and securities lending risk. Currency exchange risk means overseas investments can rise or fall when exchange rates move, even if the underlying assets have not changed. Securities lending risk means the fund may lend some holdings to earn extra return, but there is a small chance the borrower does not return them as expected.
Retirement 2037 Fund (3) is built around a specific target retirement year of 2037, so its glide path is aligned to that timetable. It is designed to help grow and safeguard pension savings over the years leading up to retirement, while gradually lowering risk as the target date nears. The fund is managed by State Street Investment Management and Legal and General Investment Management (LGIM).
New Ireland Retirement Fund (IRIS) 2037
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