Standard Life MyFolio Market II
Managed Defensive (<35% Equity)
The Standard Life MyFolio Market II is a pension fund which has made a return of 26.1% over the past 3 years (as of 18 May 2026).
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166.30
EUR
+33.26 (+25.00%) past 3 year
Performance data last updated: 18 May 2026Fund insights
Detailed information extracted from the fund factsheet.
Managed by Aberdeen Investments; Vanguard Asset Management (Europe)
The Fund and its holdings may use derivatives for the purpose of efficient portfolio management, reduction of risk or to meet its respective investment objective if this is permitted and appropriate. The Fund may use investment techniques (including Derivatives) to seek to protect and enhance the value of the Fund and to manage the Fund’s risks. Derivatives, such as futures, options and swaps, are linked to the rise and fall of other assets. The use of derivatives may result in the Fund being leveraged and in adverse market conditions the effect of leverage will be to magnify losses. The fund does not make extensive use of derivatives.
The assets in this fund may be used for the purpose of security lending in order to earn an additional level of return and offset the cost of the fund. While securities lending increases the level of risk in the fund it may provide an opportunity to increase the investment return.
ESG & sustainability
The Fund is classified as Article 6 under the EU’s Sustainable Finance Disclosure Regulation (“SFDR”). Article 6 funds don't promote ESG characteristics or have a specific sustainable investment objective. Some of the underlying components of this fund are managed using an investment process that integrates environmental, social and governance (“ESG”) factors but does not promote ESG characteristics or have specific sustainable investment objectives. This means that whilst ESG factors and risks are considered, they may or may not impact portfolio construction. Furthermore, investments within this Fund do not take into account the EU Taxonomy criteria for environmentally sustainable economic activities. Aberdeen Investments, the investment manager of some of the fund holdings, integrates sustainability risks and opportunities into its research, analysis and investment decision-making process. Aberdeen Investments believes that the consideration of sustainability risks and opportunities of a company can have a material impact on a company’s competitive position and future success and as such on long-term investment returns for investors. Aberdeen Investments' ESG integration requires, in addition to its inclusion in the investment decision making process, appropriate monitoring of sustainability considerations in risk management, portfolio monitoring, engagement and stewardship activities. Aberdeen Investments also engages with policymakers on ESG and stewardship matters. Combining the integration of sustainability risks and opportunities with broader monitoring and engagement activities may affect the value of investments and therefore returns. Vanguard Asset Management (Europe), the investment manager of some of the fund holdings, believe that active stewardship helps to create long-term value for investors. As an investment product and service provider and distributor, Vanguard Europe has a responsibility to maximise long-term returns for investors and considers sustainability risks from a financial-impact perspective. Vanguard Europe fulfils its responsibility to investors by being judicious in the funds it offers, managing those funds with rigour and assessing material risks to long-term financial performance.
Frequently asked questions
Common questions about Standard Life MyFolio Market II.
The Standard Life Ireland MyFolio Market II Fund aims to provide long-term total return from both income and capital growth. It invests across a diversified mix of equities, fixed and variable rate interest-bearing securities, and immovable property, and it may also hold cash, deposits, money market instruments and transferable securities. Exposure to shares and bonds is mainly gained through passively managed funds, while property exposure is mainly through actively managed funds.
The Standard Life Ireland MyFolio Market II Fund typically has a preference toward lower-risk assets, such as bonds, although it still holds equities and property as part of its broader mix. This means it is designed to be more conservative than a pure equity fund, but it is not risk-free. Investors should still expect the value of the fund to move up and down because bonds, shares and property all carry their own market risks.
The Standard Life Ireland MyFolio Market II Fund is exposed to risks including equities risk, bond risk, property risk, emerging market risk, inflation risk and index tracking risk. Equities risk means share prices can fall as well as rise; bond risk means the value of bonds can be affected by interest rates and credit concerns. Index tracking risk means a fund may not perfectly match the performance of the index it is trying to follow.
The Standard Life Ireland MyFolio Market II Fund may use derivatives for efficient portfolio management, risk reduction or to help meet its investment objective, but it does not make extensive use of them. Derivatives are contracts whose value is linked to other assets, and they can magnify gains and losses if markets move sharply. The fund may also use securities lending to earn extra return or offset costs, which can increase risk because the lent securities are temporarily in another party's hands.
The Standard Life Ireland MyFolio Market II Fund is aimed at investors seeking a total return over the longer term from a diversified multi-asset portfolio. Its mix of bonds, equities and property, together with its preference for lower-risk assets, may appeal to investors looking for a balanced approach rather than an aggressive growth fund. It is still an open fund with an SRI rating of 4, so investors should be comfortable with moderate market risk.
Standard Life MyFolio Market II
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