Zurich Life Eurozone Equity

The Eurozone Equity Fund mainly invests in a well-diversified portfolio of eurozone equities and equity-based financial instruments. It has an indicative equity range of 80% to 100% of the fund’s value, with cash or cash equivalents used tactically at times. In practice, that means most of the fund is normally exposed to shares in eurozone companies, rather than cash.

The Eurozone Equity Fund is actively managed by Zurich Life. That means the manager makes investment decisions rather than simply tracking an index. The fund aims to achieve growth through both capital gains and income.

The Eurozone Equity Fund’s top holdings include ASML Holding N.V., Iberdrola, Schneider Electric SA, Banco Santander Central Hispano, Allianz AG, Siemens Energy AG, Siemens, Total Energies SE, Banco Bilbao Vizcaya, and SAP AG-VORZUG Ord. These holdings show that the fund is spread across several large eurozone businesses rather than concentrated in just one company. The fund is described as well-diversified, which means it tries to reduce reliance on any single stock.

The Eurozone Equity Fund has exposure across sectors including Financials, Industrials, Information Technology, Utilities, Energy, Health Care, Consumer Staples, Consumer Discretionary, Materials, and Communications. Its geographic allocation includes countries such as France, Germany, the Netherlands, Spain, Italy, Finland, Austria, Belgium, Ireland, Portugal, and some holdings outside the eurozone in places like the UK, Switzerland, and the USA. This broad spread means the fund is not limited to one industry or one country within Europe.

The Eurozone Equity Fund is equity-focused, so its value can rise and fall with stock markets. It also has some exposure to cash or cash equivalents, which are very short-term, low-risk holdings used to manage liquidity, but the main risk still comes from its share investments. Investors should be comfortable with market volatility, especially because the fund is concentrated in eurozone equities.