Zurich Life World Allocation 60/40 (Dimensional)

The World Allocation 60/40 Fund (EUR, Acc.) is a discretionary, actively managed fund of funds. It mainly invests in other investment funds, but it may also invest directly in shares and debt. The fund combines equities and bonds, so its portfolio is designed to spread exposure across both growth and income assets.

The World Allocation 60/40 Fund (EUR, Acc.) is managed on a discretionary basis, meaning the manager makes allocation decisions actively rather than simply tracking an index. It follows a 60/40-style allocation approach and uses a custom benchmark as a reference point. Because it invests mainly through other funds, the manager can adjust the underlying mix across different markets and asset types.

The World Allocation 60/40 Fund (EUR, Acc.) is exposed to a range of risks, including international, political, economic, liquidity, and currency fluctuations. It also faces bond-related risks such as rising yields, changes in credit quality, and interest rate risk; interest rate risk means bond prices can fall when rates rise. Because it may use derivatives and invest through other funds, leverage, counterparty, and underlying fund risks can also affect returns.

The World Allocation 60/40 Fund (EUR, Acc.) may suit investors who want broad global exposure through a mix of equities and bonds. Its fund-of-funds structure means it can access a wide range of underlying strategies and markets without relying on a single asset. Investors should still be comfortable with market swings and the possibility of losses, especially because the fund can invest abroad and in emerging markets.

The World Allocation 60/40 Fund (EUR, Acc.) may use derivatives to hedge risks, including currency fluctuations. Derivatives are financial contracts whose value depends on another asset, and they can add risks such as leverage, market, counterparty, liquidity, interest rate, and credit risks. Their risk-reducing effect is not guaranteed, so they may not fully protect the fund from losses.