AIB Life Developed World Equity

The Developed World Equity fund aims to provide passive exposure to developed world equity performance. It does this by investing in a fund that seeks to track a developed markets equity index. In practice, that means it is focused on shares of companies from developed markets rather than actively picking individual stocks.

Yes. The Developed World Equity fund uses a passive investment style, so it is designed to follow a developed markets equity index rather than try to beat it. This can mean the portfolio is broadly diversified across the index’s holdings and sectors.

The Developed World Equity fund is an Article 8 fund and promotes environmentally friendly or socially responsible investments. Its ESG approach aims to reduce exposure to companies with poorer sustainability characteristics and increase exposure to companies with better sustainability characteristics. In plain terms, it tries to tilt the portfolio toward companies judged to have better sustainability profiles.

The Developed World Equity fund has exposure across major developed-market sectors, including Information Technology, Financials, Consumer Discretionary, Industrials, and Healthcare. Its top holdings include NVIDIA, Apple, Microsoft, Amazon, and Alphabet. This means the fund is heavily exposed to large global companies, especially in the US market.

The Developed World Equity fund may suit an investor who wants broad developed-world equity exposure and is comfortable with equity market volatility. It has a risk rating of 6, which means it is considered relatively high risk and its value can go up or down significantly. Investors should be comfortable with the possibility of short-term losses.