AIB Life Goodbody Multi-Asset 3

Goodbody Multi-Asset 3 invests across a broad mix of assets, including global equities, listed property, cash, government and corporate bonds, and select alternatives. The fund uses both active and passive investing to build its exposure. This means it can combine investments chosen by the manager with those that track a market index.

Goodbody Multi-Asset 3 is designed to be consistent with a low-medium risk profile and has a risk rating of 3. It balances higher-risk assets, such as equities and property, with lower-risk and diversifying assets like cash and bonds. Lower-risk assets can help reduce how much the fund’s value moves up and down, although they do not remove risk entirely.

Goodbody Multi-Asset 3 has a global focus and invests across regions including North America, Europe ex UK, Asia Pacific ex Japan, the United Kingdom, and Japan. Its portfolio therefore includes companies and assets from several major developed markets. This gives investors exposure to a wide spread of geographies rather than relying on a single country or region.

Goodbody Multi-Asset 3’s top holdings include well-known global companies such as Apple, Microsoft, NVIDIA, Alphabet, Amazon, Safran, Intuit, Mastercard, Stryker, and JP Morgan Chase. The sector mix spans technology, industrials, financials, consumer discretionary, healthcare, telecoms, consumer staples, materials, utilities, and energy. This shows the fund is diversified across both company types and industries.

Goodbody Multi-Asset 3 is classified as an Article 8 fund and incorporates environmentally friendly or socially responsible investments. That means the fund considers sustainability characteristics when selecting and managing investments. It is not described as a purely sustainable or exclusionary fund, but it does include ESG-related considerations.