AIB Life Indexed Multi-Asset 2

Indexed Multi-Asset 2 is designed to provide diversified exposure while keeping to a low-risk profile. It invests passively, with most of the portfolio in lower-risk assets such as bonds and cash, and a smaller allocation to higher-risk assets such as equities and property. The fund may also use strategies that consider sustainability characteristics when selecting holdings.

Indexed Multi-Asset 2 may suit investors looking for diversified exposure with a low risk rating of 2. The fund is positioned with a greater emphasis on bonds and cash than on equities and property, which generally makes it less volatile than higher-risk multi-asset funds. That said, it still includes some higher-risk assets, so the value can rise and fall.

Indexed Multi-Asset 2 is an Article 8 fund, and it aims to support sustainability goals within its overall investment approach. It seeks to reduce exposure to companies with poorer sustainability characteristics and increase exposure to companies with better ones. It also considers sustainability characteristics when selecting property and alternative funds.

Indexed Multi-Asset 2 has equity exposure that includes large global companies such as NVIDIA, Apple, Microsoft, Amazon, Alphabet, and JPMorgan Chase. Its top holdings also show exposure to companies in sectors like information technology, financials, consumer discretionary, and communication services. Because the fund is passive, it aims to track a diversified allocation rather than make frequent active bets.