Bank of Ireland Life International

International Equity (Series 3) aims to generate long-term capital growth by investing in a widely diversified portfolio of global equities. The fund is actively managed by State Street Investment Management and holds shares across regions including North America, Europe, Japan, the U.K. and the Pacific Basin. Its top holdings include large global companies such as Microsoft, Apple, Alphabet and Nvidia Corporation.

International Equity (Series 3) is designed for investors seeking long-term growth and who can stay invested for at least 5 to 7 years. It is classified as high risk, which means its value can rise and fall significantly over time. That makes it more suitable for investors who are comfortable with a higher level of market volatility.

International Equity (Series 3) is distinguished by its active approach and broad global reach across multiple developed regions. The fund’s portfolio is not concentrated in one market, and it includes companies from sectors such as technology, healthcare, consumer staples and infrastructure-related businesses. Its use of an underlying investment manager, State Street Investment Management, is a key part of how the portfolio is selected and managed.

International Equity (Series 3) carries high market risk because it invests in equities, so its value can move sharply when stock markets fall or rise. It may also use securities lending, which means some holdings can be temporarily loaned out to seek extra return; this can add risk because the fund depends on the borrower returning the assets as agreed. Investors should also expect regional and sector swings, since different parts of the global market can perform very differently from month to month.