AIB Life Climate Impact Equity

Climate Impact Equity invests in equities through the Goldman Sachs Global Climate and Enviornment Equity fund, which is actively managed by Goldman Sachs Asset Management. The fund focuses on companies that are expected to contribute positively to one or more UN Sustainable Development Goals. In practice, that means it looks for businesses linked to climate and environmental solutions rather than the broad market.

Climate Impact Equity uses an impact investment approach, aiming to generate positive societal impact alongside an attractive return. It targets companies that contribute to the United Nation Sustainable Development Goals, which are 17 global goals created to help end poverty, protect the planet, and support peace and prosperity. The fund’s named themes are climate and environment.

Climate Impact Equity is currently exposed to companies such as Ecolab, Halma, Trane Technologies, Iberdrola, Schneider Electric, and Waste Management. Its sector exposure includes areas like electrical equipment, water utilities, commercial services, machinery, software, and electric utilities. This mix suggests a strong tilt toward businesses involved in efficiency, infrastructure, water, and environmental services.

Climate Impact Equity invests across North America, Europe, Japan, and Asia Pacific ex Japan. That gives the fund a global reach rather than being concentrated in one market. Investors should be aware that this also creates currency risk, which means changes in exchange rates can affect returns when holdings are priced in different currencies.

Climate Impact Equity may appeal to investors who want a sustainability-focused equity fund with a clear impact objective. It is classified as an Article 9 fund, meaning sustainable investment is its objective, and it has an SRI rating of 7. Because it invests in equities, its value can move up and down with stock markets, which is known as equity risk and means the investment can lose value as well as gain.