AIB Life Goodbody Multi-Asset 4

Goodbody Multi-Asset 4 invests across a diversified mix of global asset classes, including equities, listed property, government and corporate bonds, cash, and select alternatives. The fund is actively managed, with exposure achieved through a combination of active and passive investing. Its holdings and sector exposure show a tilt toward large global companies, especially in technology, along with industrials and consumer names.

Goodbody Multi-Asset 4 is designed to provide diversified investment consistent with a medium risk rating. It blends higher-risk assets such as global equities and listed property with lower-risk and diversifying assets such as cash and bonds. That mix may suit investors who want growth potential but are comfortable with some ups and downs in value.

Goodbody Multi-Asset 4 is classified as an Article 8 fund under SFDR, which means it incorporates environmentally friendly or socially responsible investments. In plain language, that means the fund seeks to include sustainability considerations as part of the investment process. The fund name Goodbody Multi-Asset 4 should be checked alongside the factsheet and fund guide for the specific implementation approach.

Goodbody Multi-Asset 4 has a risk rating of 4, so investors should expect a moderate level of risk and possible fluctuations in value. Because it invests globally and across asset classes, it may be affected by equity risk, bond risk, property risk, and market movements. Equity risk means share prices can rise and fall sharply, while bond risk means fixed-income values can also move when interest rates or credit conditions change.

Goodbody Multi-Asset 4 has a global focus and invests across North America, Europe ex UK, Asia Pacific ex Japan, the United Kingdom, and Japan. This broad geographic spread is intended to diversify the portfolio rather than rely on one market. The fund name Goodbody Multi-Asset 4 therefore reflects a multi-asset, multi-region approach.