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AIB Life Indexed Multi-Asset 3

Multi-Asset

Managed Defensive (<35% Equity)

This fund aims to provide a diversified investment consistent with a low-medium risk rating. The fund invests passively, with a balance between high risk assets such as equities and property, and lower risk assets such as bonds and cash. The fund is an Article 8 fund under the Sustainable Finance Disclosure Regulations (SFDR), which means it incorporates environmentally friendly or socially responsible investments.

StatusOpen for Investment
SFDRArticle 8

Risk rating

1

2

3

4

5

6

7

What AIB Life says about Risk 3 fundsLow-MediumPotential to earn better returns than bank deposits. Aim to steer clear of volatility but do experience a level of fluctuation, with a chance of getting back less than invested.
130.50

EUR

+27.34 (+26.50%) past 3 year

as of 18 May 2026

Fund insights

Detailed information extracted from the fund factsheet.

ESG & sustainability

In line with the overall fund objective, the fund targets investment in strategies which help contribute to achieving its sustainability goals. This involves selecting strategies which exclude or reduce exposure to companies with poorer sustainability characteristics and increasing exposure to companies with better sustainability characteristics. Sustainability characteristics are also considered in the selection of property and alternative funds.

Frequently asked questions

Common questions about AIB Life Indexed Multi-Asset 3.

Indexed Multi-Asset 3 invests passively across a mix of equities, bonds, property and cash. The fund is designed to be diversified, with higher-risk assets like shares and property balanced against lower-risk assets like bonds and cash. This approach means the fund may still rise and fall in value, but it is intended to fit a low-medium risk profile.

Indexed Multi-Asset 3 is an Article 8 fund and includes sustainability considerations in how it is built. It targets strategies that help achieve its sustainability goals by excluding or reducing exposure to companies with weaker sustainability characteristics and increasing exposure to those with stronger ones. It also considers sustainability characteristics when selecting property and alternative funds.

Indexed Multi-Asset 3 has significant exposure to large global companies, including NVIDIA, Apple, Alphabet, Microsoft, Amazon, Broadcom, Tesla, Taiwan Semiconductor Manufacturing Company, Meta Platforms and JPMorgan Chase. Its sector exposure is spread across areas such as Information Technology, Financials, Consumer Discretionary and Communication Services. This gives the fund a broad market exposure rather than a focus on a single company or industry.

Indexed Multi-Asset 3 invests across multiple regions, including the United States, Eurozone, Emerging Markets, Japan, Europe ex Eurozone ex UK, the United Kingdom, and Asia Pacific ex Japan. This global spread is intended to diversify the fund across different economies and markets. Currency risk may be relevant here, which means returns can be affected by changes in exchange rates between currencies.

Indexed Multi-Asset 3 may suit investors looking for a diversified, passively managed portfolio with a low-medium risk profile and an explicit sustainability approach. The fund combines growth assets with more defensive holdings, which may appeal to investors who want broad market exposure without taking on a purely equity-only approach. It is not designed for investors seeking a high-risk, concentrated strategy.

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AIB Life Indexed Multi-Asset 3

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