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AIB Life Indexed Multi-Asset 4

Multi-Asset

Managed Balanced (<65% Equity)

This fund aims to provide a diversified investment consistent with a medium risk rating. The fund invests passively, with a balance between high risk assets such as equities and property, and lower risk assets such as bonds and cash. The fund is an Article 8 fund under the Sustainable Finance Disclosure Regulations (SFDR), which means it incorporates environmentally friendly or socially responsible investments.

StatusOpen for Investment
SFDRArticle 8

Risk rating

1

2

3

4

5

6

7

What AIB Life says about Risk 4 fundsMediumCan earn higher returns than bank deposits. Can go up or down in value, meaning there is a possibility of getting back less than invested.
142.50

EUR

+38.10 (+36.50%) past 3 year

as of 18 May 2026

Fund insights

Detailed information extracted from the fund factsheet.

ESG & sustainability

In line with the overall fund objective, the fund targets investment in strategies which help contribute to achieving its sustainability goals. This involves selecting strategies which exclude or reduce exposure to companies with poorer sustainability characteristics and increasing exposure to companies with better sustainability characteristics. Sustainability characteristics are also considered in the selection of property and alternative funds.

Positive screening

The fund targets investment in strategies which help contribute to achieving its sustainability goals by selecting strategies which exclude or reduce exposure to companies with poorer sustainability characteristics and increasing exposure to companies with better sustainability characteristics. Sustainability characteristics are also considered in the selection of property and alternative funds.

Frequently asked questions

Common questions about AIB Life Indexed Multi-Asset 4.

Indexed Multi-Asset 4 is a passive multi-asset fund that spreads money across equities, bonds, property and cash. It aims to keep a balance between higher-risk assets such as equities and property and lower-risk assets such as bonds and cash. This diversification is designed to support a medium risk profile.

Indexed Multi-Asset 4 invests passively, so it is designed to track a broad mix of markets rather than relying on active stock picking. Its portfolio includes large companies such as NVIDIA, Apple, Microsoft and Amazon, alongside exposure to bonds, property and cash. This approach is intended to provide broad market exposure within the fund’s overall asset mix.

Indexed Multi-Asset 4 is an Article 8 fund, which means it promotes environmental or social characteristics. It targets strategies that exclude or reduce exposure to companies with poorer sustainability characteristics and increase exposure to those with better sustainability characteristics. The fund also considers sustainability characteristics when selecting property and alternative funds.

Indexed Multi-Asset 4 aims to provide a diversified investment consistent with a medium risk rating. That may appeal to investors who want a passive, multi-asset portfolio rather than a single-asset fund. The blend of equities, property, bonds and cash is intended to balance growth potential with some lower-risk holdings.

Indexed Multi-Asset 4 is not just a stock fund: it combines equities with bonds, property and cash to reduce reliance on one market. It also applies sustainability-related selection rules, which can influence the types of companies and property strategies included. This makes the fund more diversified and more focused on sustainability characteristics than a plain equity-only portfolio.

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AIB Life Indexed Multi-Asset 4

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