AIB Life Indexed Multi-Asset 6

Indexed Multi-Asset 6 invests passively in high risk assets such as equities and property. The fund is designed to provide diversified exposure across a range of sectors and regions rather than focusing on a single market. As a passive fund, Indexed Multi-Asset 6 aims to track its chosen investments rather than try to outperform them through active stock picking.

Indexed Multi-Asset 6 is part of the Indexed Multi-Asset range and uses a passive approach managed by Irish Life Investment Managers. It also incorporates sustainability considerations by selecting strategies that exclude or reduce exposure to companies with poorer sustainability characteristics and increase exposure to better ones. Sustainability characteristics are also considered when selecting property and alternative funds.

Indexed Multi-Asset 6 is not aimed at cautious investors, as it has a risk rating of 6 and is described as high risk. That means its value can rise and fall significantly, so investors need to be comfortable with larger short-term fluctuations. It may suit investors who want diversified exposure to equities and property and are prepared to accept higher risk.

Indexed Multi-Asset 6 is an Article 8 fund under SFDR, which means it promotes environmental or social characteristics. The fund targets strategies that help contribute to its sustainability goals by reducing exposure to companies with poorer sustainability characteristics and increasing exposure to those with better ones. In plain language, this means it aims to tilt the portfolio toward investments considered more responsible or sustainable.

Indexed Multi-Asset 6 has significant exposure to large global companies such as NVIDIA, Apple, Microsoft, Amazon and Alphabet. Its sector exposure includes Information Technology, Financials and Consumer Discretionary, and its geographic allocation spans the United States, Eurozone, Emerging Markets, Japan and the United Kingdom. This broad spread is intended to support diversification across different markets and industries.