Irish Life Forum 3
Managed Defensive (<35% Equity)
This fund can invest in a wide range of assets such as bonds, shares, property, cash and other asset classes as appropriate. The fund will generally have a mix of lower and higher-risk assets. ILIM will continually monitor and manage the asset mix and may change the asset mix over time. The fund may use derivatives to achieve its investment objective, manage risk or manage the fund more efficiently.
To achieve positive returns while managing the fund within its target risk level.
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117.30
EUR
+20.84 (+21.60%) past 3 year
as of 19 May 2026Fund insights
Detailed information extracted from the fund factsheet.
Managed by Irish Life Investment Managers
Non euro currency exposures may be fully or partly hedged back to euro to reduce foreign currency risk.
The fund may use derivatives to achieve its investment objective, manage risk or manage the fund more efficiently.
The assets in this fund may be used for the purposes of securities lending in order to earn an additional return for the fund.
ESG & sustainability
In line with the overall fund objective, the fund targets investment in strategies which help contribute to achieving its sustainability goals. This involves selecting strategies which exclude or reduce exposure to companies with poorer sustainability characteristics and increasing exposure to companies with better sustainability characteristics. Sustainability characteristics are also considered in the selection of property and alternative funds.
The fund targets investment in strategies which help contribute to achieving its sustainability goals by selecting strategies which exclude or reduce exposure to companies with poorer sustainability characteristics and increasing exposure to companies with better sustainability characteristics.
Frequently asked questions
Common questions about Irish Life Forum 3.
Irish Life Forum 3 can invest across a broad mix of assets, including bonds, shares, property, cash and alternatives. The fund is designed to hold both lower-risk and higher-risk assets, with the mix monitored and adjusted over time by Irish Life Investment Managers. This means the portfolio can change as market conditions or the fund’s risk target change.
Irish Life Forum 3 aims to achieve positive returns while staying within its target risk level. It does this through a passive investment style and a managed blend of different asset classes rather than relying on one market or one type of security. The fund may also use derivatives to help achieve its objective, manage risk or run the fund more efficiently. Derivatives are financial contracts whose value is linked to another asset, index or rate.
Irish Life Forum 3 includes an ESG approach that targets strategies helping to support its sustainability goals. Irish Life Forum 3 does this by excluding or reducing exposure to companies with poorer sustainability characteristics and increasing exposure to companies with better ones. Sustainability characteristics are also considered when selecting property and alternative funds.
The main risk highlighted for Irish Life Forum 3 is currency exchange rates, because the fund may invest outside the euro area. To reduce this foreign currency risk, non-euro exposures may be fully or partly hedged back to euro. Currency risk means that changes in exchange rates can reduce the value of overseas investments when converted back into euros.
Irish Life Forum 3’s top holdings include large global companies such as NVIDIA, Apple, Alphabet, Microsoft, Amazon, Broadcom, Tesla, Taiwan Semiconductor Manufacturing, Meta Platforms and JP Morgan Chase. Its geographic exposure spans the US, UK, Eurozone, Europe ex Eurozone ex UK, Japan, Asia Pacific ex Japan, emerging markets and other regions. This shows the fund is diversified across both sectors and markets.
Irish Life Forum 3
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