Irish Life Forum 4
Managed Balanced (<65% Equity)
This fund can invest in a wide range of assets such as bonds, shares, property, cash and other asset classes as appropriate. The fund will generally have a moderate percentage invested in higher risk assets such as shares and property. ILIM will continually monitor and manage the asset mix and may change the asset mix over time. The fund may use derivatives to achieve its investment objective, manage risk or manage the fund more efficiently.
To achieve positive returns while managing the fund within its target risk level.
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130.00
EUR
+31.37 (+31.80%) past 3 year
as of 19 May 2026Fund insights
Detailed information extracted from the fund factsheet.
Managed by Irish Life Investment Managers
Non euro currency exposures may be fully or partly hedged back to euro to reduce foreign currency risk.
The fund may use derivatives to achieve its investment objective, manage risk or manage the fund more efficiently.
The assets in this fund may be used for the purposes of securities lending in order to earn an additional return for the fund.
ESG & sustainability
In line with the overall fund objective, the fund targets investment in strategies which help contribute to achieving its sustainability goals. This involves selecting strategies which exclude or reduce exposure to companies with poorer sustainability characteristics and increasing exposure to companies with better sustainability characteristics. Sustainability characteristics are also considered in the selection of property and alternative funds.
The fund targets investment in strategies which help contribute to achieving its sustainability goals by increasing exposure to companies with better sustainability characteristics.
Frequently asked questions
Common questions about Irish Life Forum 4.
Irish Life Forum 4 can invest across a broad mix of asset classes, including bonds, shares, property, cash and other assets. It generally keeps a moderate allocation to higher-risk assets such as shares and property, while Irish Life Investment Managers monitors and adjusts the mix over time. This means the fund is designed to stay diversified rather than rely on one market.
Irish Life Forum 4 aims to achieve positive returns while staying within its target risk level. It does this by continually managing the balance between different assets and may also use derivatives to help manage risk or operate the fund more efficiently. Derivatives are financial contracts whose value is linked to another investment, and they are often used to control risk rather than to buy assets directly.
Irish Life Forum 4 combines a passive investment style with an ESG-focused approach. It targets strategies that exclude or reduce exposure to companies with weaker sustainability characteristics and increase exposure to those with stronger ones, and it also considers sustainability when selecting property and alternative funds. That gives the fund a sustainability tilt while still keeping a broad multi-asset structure.
The main risk specifically highlighted for Irish Life Forum 4 is currency exchange rates. This matters because the fund can hold assets outside the euro area, and movements in exchange rates can increase or reduce returns when those investments are converted back to euro. The fund may hedge non-euro exposures fully or partly back to euro to help reduce that risk.
Irish Life Forum 4 invests across several regions, including the US, UK, Europe, Japan, Asia Pacific, emerging markets and other areas. Its holdings also include large global companies such as NVIDIA, Apple, Microsoft, Amazon and Alphabet. For an investor seeking broad international exposure within a fund that also manages to a target risk level, Irish Life Forum 4 may be relevant.
Irish Life Forum 4
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