Irish Life Indexed Emerging Market Equity Fund

The Indexed Emerging Markets Equity Fund invests in equities from emerging market countries, with exposure across markets such as Taiwan, China, South Korea, India and Brazil. It is designed to reflect the performance of the MSCI Emerging Markets Index rather than trying to pick individual winners. That means investors get broad exposure to some of the fastest-growing economies in the world.

The Indexed Emerging Markets Equity Fund uses a passive approach and aims to perform in line with emerging markets by tracking the MSCI Emerging Markets Index. In practice, that means the fund seeks to mirror the index as closely as possible instead of actively choosing stocks to beat it. This approach is typically used by investors who want market exposure in a cost-effective, rules-based way.

The Indexed Emerging Markets Equity Fund’s top holdings include Taiwan Semiconductor Manufacturing, Samsung Electronics, SK Hynix, Tencent Holdings and Alibaba Group. Other significant holdings listed include Delta Electronics, Mediatek, China Construction Bank, HDFC Bank and Reliance Industries. These positions show the fund’s tilt toward large companies in Asia and other emerging markets.

The Indexed Emerging Markets Equity Fund invests in equities, so its value can rise and fall with stock markets. Because it focuses on emerging markets, it may also be affected by political, economic and market changes in those countries, which can be more volatile than developed markets. The fund may also use securities lending; this is when holdings are temporarily loaned out to try to earn extra return, but it can add some extra risk.

The Indexed Emerging Markets Equity Fund may suit investors who want broad, passive exposure to emerging market shares through a single fund. It is designed for people who are comfortable with equity market volatility and want exposure to countries such as China, India, South Korea and Brazil. Investors who prefer a straightforward way to track emerging market growth may find the fund aligned with their goals.