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Irish Life Multi-Asset Portfolio 4

Multi-Asset

Managed Balanced (<65% Equity)

This fund is a mix of assets such as bonds, shares, property and externally managed specialist funds. It features several risk management strategies including those with a focus on sustainability. It may invest in cash from time to time. This is a medium risk fund, which aims to have a moderate allocation to high risk assets such as shares and property. The fund manager monitors and rebalances the fund regularly and may change the mix over time.

To achieve positive returns while managing the fund within its target risk level.

StatusOpen for Investment
Fund size€1.20B
SFDRArticle 8

Risk rating

1

2

3

4

5

6

7

209.20

EUR

+50.95 (+32.20%) past 3 year

as of 19 May 2026

Fund insights

Detailed information extracted from the fund factsheet.

Managed by Irish Life Investment Managers

Currency hedging

Non euro currency exposures may be fully or partly hedged back to euro to reduce foreign currency risk.

Securities lending

The assets in this fund may be used for the purposes of securities lending in order to earn an additional return for the fund. While securities lending increases the level of risk within the fund it also provides an opportunity to increase the investment return.

ESG & sustainability

In line with the overall fund objective, the fund targets investment in strategies which help contribute to achieving its sustainability goals. This involves selecting strategies which exclude or reduce exposure to companies with poorer sustainability characteristics and increasing exposure to companies with better sustainability characteristics. Sustainability characteristics are also considered in the selection of property and alternative funds.

Positive screening

The fund targets investment in strategies which help contribute to achieving its sustainability goals by selecting strategies which exclude or reduce exposure to companies with poorer sustainability characteristics and increasing exposure to companies with better sustainability characteristics.

Frequently asked questions

Common questions about Irish Life Multi-Asset Portfolio 4.

Multi-Asset Portfolio 4 invests across a mix of bonds, shares, property, cash and alternatives, including externally managed specialist funds. It is designed to keep a moderate allocation to higher-risk assets such as shares and property. The fund manager may also change the mix over time as part of regular monitoring and rebalancing.

Multi-Asset Portfolio 4 targets strategies that support its sustainability goals by excluding or reducing exposure to companies with poorer sustainability characteristics and increasing exposure to those with better ones. Sustainability characteristics are also considered when selecting property and alternative funds. In plain terms, this means the fund tries to tilt away from weaker ESG profiles and toward stronger ones.

Multi-Asset Portfolio 4 is described as a medium risk fund, but it still holds higher-risk assets such as shares and property, so its value can move up and down. It may also use securities lending, which can add risk even though it aims to generate extra return. The fund can have non-euro currency exposure, meaning overseas holdings may be affected by exchange-rate movements.

Multi-Asset Portfolio 4 may suit investors looking for a diversified portfolio with a moderate risk profile rather than a pure equity or bond fund. Its blend of assets and regular rebalancing are designed to help keep the fund within its target risk level while aiming for positive returns. The fund also includes sustainability-focused screening, which may appeal to investors who want those considerations built into portfolio construction.

Multi-Asset Portfolio 4 may fully or partly hedge non-euro currency exposures back to euro. This means it can reduce the impact of exchange-rate changes on returns from overseas investments. The hedge is not necessarily complete all the time, so some currency risk may remain.

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Irish Life Multi-Asset Portfolio 4

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