Irish Life Portfolio Pension 3
Managed Defensive (<35% Equity)
This fund is a mix of assets such as bonds, shares, property and cash. It also features several risk management strategies including those with a focus on sustainability. This is a low to medium risk fund, which aims to have a mix of lower risk assets such as cash and bonds and higher risk assets such as shares and property. The fund manager monitors and rebalances the fund regularly and may change the mix over time.
To achieve positive returns while managing the fund within its target risk level.
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151.50
EUR
+28.63 (+23.30%) past 3 year
as of 19 May 2026Fund insights
Detailed information extracted from the fund factsheet.
Managed by Irish Life Investment Managers
Non euro currency exposures may be fully or partly hedged back to euro to reduce foreign currency risk.
The assets in this fund may be used for the purposes of securities lending in order to earn an additional return for the fund. While securities lending increases the level of risk within the fund it also provides an opportunity to increase the investment return.
ESG & sustainability
In line with the overall fund objective, the fund targets investment in strategies which help contribute to achieving its sustainability goals. This involves selecting strategies which exclude or reduce exposure to companies with poorer sustainability characteristics and increasing exposure to companies with better sustainability characteristics. Sustainability characteristics are also considered in the selection of property and alternative funds.
The fund targets investment in strategies which help contribute to achieving its sustainability goals by increasing exposure to companies with better sustainability characteristics.
Frequently asked questions
Common questions about Irish Life Portfolio Pension 3.
Portfolio Pension 3 Series W invests in a mix of bonds, shares, property, cash and alternatives. The fund is designed to combine lower-risk assets such as cash and bonds with higher-risk assets such as shares and property. Its underlying investment manager is Irish Life Investment Managers.
Portfolio Pension 3 Series W is described as a low to medium risk fund. It aims to hold a balanced mix of lower-risk and higher-risk assets while staying within its target risk level. Because it includes shares and property as well as bonds and cash, its value can still move up and down over time.
Portfolio Pension 3 Series W may fully or partly hedge non-euro currency exposures back to euro. This means the fund can use techniques to reduce the impact of exchange-rate movements when it holds investments priced in other currencies. That can help lower foreign currency risk for investors.
Portfolio Pension 3 Series W uses an Active & Passive Multi Strategy approach and includes several risk management strategies, including sustainability-focused ones. It also targets investment strategies that exclude or reduce exposure to companies with poorer sustainability characteristics while increasing exposure to better ones. Sustainability characteristics are also considered when selecting property and alternative funds.
Yes, Portfolio Pension 3 Series W may use securities lending to try to earn extra return for the fund. Securities lending means the fund temporarily lends some of its holdings to another party for a fee. This can add to returns, but it also increases risk.
Irish Life Portfolio Pension 3
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