New Ireland iFunds 4
Managed Balanced (<65% Equity)
No one asset class, fund or fund manager will perform well all of the time. This is why iFunds 4 has been designed to have exposure to a range of asset classes to provide the greatest return potential, a range of funds to offer multiple sources of potential return and a range of global fund managers as no one fund manager will get it right all the time. The fund aims to generate capital growth over the medium to long term and to manage risk consistent with the fund's risk level.
iFunds 4 is a diversified portfolio of funds designed and managed for customers looking for a Medium Risk investment. Risk within iFunds 4 is managed in a number of different ways - by providing exposure to leading investment managers and a diverse range of asset classes and by ensuring the mix and type of assets are suitable for the targeted risk level.
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182.40
EUR
+41.66 (+29.60%) past 3 year
as of 19 May 2026Equities
49.7
Bonds
26.9
Alternative Investments
7.8
Commodities
5.9
Cash
5.1
Fund insights
Detailed information extracted from the fund factsheet.
Some funds may use shares or bonds held for the purposes of securities lending. While this increases the level of risk within a fund it provides an opportunity to increase the investment return.
Manager commentary - March 2026
Markets were weaker in March as global equities fell and bonds also softened. The political backdrop turned tense after the US and Israel carried out attacks on Iranian military and energy sites and Iran responded, raising fears of a wider conflict and pushing oil prices sharply higher. Commodities were the main positive, while investors grew more cautious as geopolitical risks increased.
- Tom Baragry, Head of Multi Manager, BOI Investment MarketsFrequently asked questions
Common questions about New Ireland iFunds 4.
iFunds 4 S3 R is a multi-asset fund that spreads money across equities, bonds, property, alternatives and cash. It also invests through a range of underlying funds rather than holding only one asset type. The iFunds 4 S3 R approach is designed to avoid relying on any single market or asset class.
iFunds 4 S3 R is actively managed by Bank of Ireland Investment Markets. The fund uses a range of global fund managers and underlying funds, including equity, bond, commodity and property strategies. This is meant to provide multiple sources of potential return rather than depending on one manager's decisions.
iFunds 4 S3 R aims to generate capital growth over the medium to long term while managing risk in line with its risk level. It is designed for investors who can stay invested for at least 5-7 years. In plain language, capital growth means trying to increase the value of the investment over time.
The main risks highlighted for iFunds 4 S3 R are sustainability risks and short-term volatility. Short-term volatility means the fund's value can rise and fall noticeably over shorter periods. The fund also notes that some underlying funds may use securities lending, which can increase risk even though it may also help returns.
iFunds 4 S3 R holds a diversified mix of underlying funds such as Arrowstreet Global Equity Fund, PIMCO Global Aggregate Bond Fund, Fulcrum Diversified Absolute Return Fund, M&G Short Dated Corporate Bond Fund and JPM Aggregate Bond Fund. It also has exposure to a Property Fund, a Cash Fund and a JSS Commodity Fund. This blend shows how the fund seeks diversification across different return drivers.
New Ireland iFunds 4
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