Zurich Life Dimensional Global Small Companies

The Global Small Companies (Dimensional) fund invests mainly in shares of smaller sized companies listed on principal stock exchanges in developed countries around the world. It aims to hold a broad and diverse group of these companies rather than concentrating on one market or sector. The fund may also invest up to 20% of its net assets in emerging markets.

Yes, the Global Small Companies (Dimensional) fund aims to achieve long-term total return and is designed for investors seeking long-term real growth. The suggested holding period is 7 years, which reflects the longer term this fund is intended for. This fund may not suit investors who may need their money in the near term because its value can move up and down.

The Global Small Companies (Dimensional) fund is actively managed by Dimensional. That means the portfolio is selected and adjusted by the manager rather than simply tracking an index. The fund may also use derivatives to manage risk, reduce costs or improve returns; derivatives are financial contracts whose value is linked to another asset or market.

The Global Small Companies (Dimensional) fund is classified as 4 out of 7, which is a medium risk rating. It does not offer any protection from future market performance, so an investor could lose some or all of their investment. Because it invests in equities, the fund's value can rise or fall with stock market movements, which means returns are not guaranteed.

The Global Small Companies (Dimensional) fund may appeal to investors who want exposure to smaller companies across developed markets worldwide through a single fund. Its global and broad approach can provide access to a wide range of businesses, with some limited exposure to emerging markets. Zurich says investors should be comfortable with the possibility of losses and should understand financial markets or seek professional advice.