Zurich Life Dimensional Global Value

Global Value (Dimensional) primarily invests in shares of companies listed on major stock exchanges in developed countries around the world. It may also invest up to 20% of its net assets in countries that the manager considers emerging markets. The fund is equity-based, so its value depends on the performance of the companies it holds.

Global Value (Dimensional) uses a value strategy by looking for companies whose share price appears low compared with the accounting value of the business at the time of purchase. In simple terms, it is seeking shares the manager believes are undervalued. This approach can lead the fund to hold a portfolio that differs from broad market indices.

Global Value (Dimensional) is intended for investors seeking long-term real growth and who understand that they may lose some or all of their investment. The recommended holding period is 7 years, and shorter investment periods are expected to increase risk. Zurich notes that investors should be sufficiently informed about financial markets or receive professional advice.

Global Value (Dimensional) is classified as 4 out of 7, which is a medium risk level. It does not offer any protection from market falls, so the value can go down as well as up and investors could lose some or all of their investment. In plain language, market risk means the fund may fall if share prices in the markets it invests in decline.

Global Value (Dimensional) may use derivatives to manage risk, reduce costs or improve returns. Derivatives are financial contracts whose value is linked to another investment or market, and they can add complexity as well as potential benefits. The fund’s return still depends on the performance of the underlying portfolio of assets.