Zurich Life Dynamic Diversified Growth (BlackRock)

The Dynamic Diversified Growth Fund (BlackRock) invests through the BlackRock Dynamic Diversified Growth Fund, which holds a diversified mix of global equities, government and non-government bonds, alternative assets, financial derivatives and cash. Its alternative assets can include commodities, hedge funds and volatility strategies, as well as a range of bond and equity exposures such as high yield bonds, investment grade corporate bonds and emerging market equities. The fund is managed by BlackRock and is designed to be transparent and well diversified.

The Dynamic Diversified Growth Fund (BlackRock) aims to deliver long-term capital growth while keeping a low tolerance for capital loss. It does this by combining growth assets with diversification and protection strategies across equities, bonds, alternatives, derivatives and cash. In plain language, diversification means spreading investments across different types of assets so that one weak area may have less impact on the overall fund.

The Dynamic Diversified Growth Fund (BlackRock) may suit a euro investor who wants global exposure, but it does invest some assets outside the eurozone. That creates currency risk, which means changes in exchange rates could reduce or increase the value of those overseas investments when converted back into euros. Investors should be comfortable with that extra layer of risk.

The Dynamic Diversified Growth Fund (BlackRock) stands out because it combines traditional assets with a broad set of alternatives, including commodities, hedge fund-style and volatility strategies, gold, and structured bond exposures such as asset-backed and mortgage-backed securities. It also uses financial derivatives as part of its process to support growth, diversification and protection. This makes the portfolio more flexible than a simple equity-and-bond mix.

The Dynamic Diversified Growth Fund (BlackRock) has a global mandate, with exposure that can reach across markets including China, India, Korea, Brazil, Taiwan, Turkey, Indonesia, Mexico, the Philippines and the United Arab Emirates, among others. This broad geographic reach is part of the fund’s diversification approach and may help spread opportunity across different economies. It also means returns can be influenced by developments in many different countries at once.