Zurich Life Emerging Market Opportunities (JPM)

The Emerging Market Opportunities Fund (JP Morgan) mainly invests in equities of companies domiciled in, or doing most of their business in, emerging market countries. It seeks long-term capital growth and normally keeps at least 67% of assets in these shares. The fund may also hold cash.

The Emerging Market Opportunities Fund (JP Morgan) has a broad emerging-markets remit, with holdings spread across countries such as China, Taiwan, Korea, India, Brazil, Mexico and others. Its sector exposure includes areas like Information Technology, Financials, Consumer Discretionary and Communication Services. This means the fund is diversified across both countries and industries, rather than concentrated in one region or sector.

The Emerging Market Opportunities Fund (JP Morgan) holds large emerging-market companies such as TSMC, Samsung Electronics, Tencent, SK Hynix, Petroleo Brasileiro and Alibaba. These names suggest the fund is invested in a mix of technology, financials and energy businesses. The portfolio is actively managed by J.P. Morgan.

The Emerging Market Opportunities Fund (JP Morgan) carries liquidity risk and currency risk. Liquidity risk means some investments may be harder to buy or sell quickly without affecting their price. Currency risk means changes in exchange rates can help or hurt returns when the fund invests in assets priced in different currencies.

The Emerging Market Opportunities Fund (JP Morgan) is described as a 'two stage switch' fund. This suggests it has a specific switching structure built into how the unit-linked fund operates. Investors should check how that feature works within the wider policy or contract, since the factsheet does not give further details.