Zurich Life Prisma 4

The Prisma 4 Fund invests across a diversified mix of asset classes, including global equities, bonds, property, commodities, cash and alternative assets. It is actively managed and uses both strategic and tactical asset allocation to seek long-term capital growth and income. Because it is global, the fund can hold investments across regions such as North America, Europe, Japan and Asia Pacific.

The Prisma 4 Fund is described as suitable for a long-term investment horizon. It aims to generate growth through capital gains and income, so it is designed for investors who can stay invested over time. The fund’s risk is measured relative to global equity markets, with an expected volatility range of 40% to 80% of global equity volatility over the long term.

The Prisma 4 Fund invests some of its assets outside the eurozone, so a euro investor can be affected by currency movements. Currency risk means that changes in exchange rates can increase or reduce the value of the investment when it is measured in euros. Any currency hedging, if used, is carried out into euros.

The Prisma 4 Fund is not limited to shares; it combines global equities with bonds, property, commodities, cash and alternative assets. That broader mix gives the managers more flexibility to adjust the portfolio using strategic and tactical asset allocation. The fund is managed by Zurich Life from the perspective of a euro investor.

The Prisma 4 Fund’s top holdings include NVIDIA, Alphabet, Apple, Amazon, Microsoft, Broadcom, Meta Platforms, Advanced Micro Devices, ASML Holding and J.P. Morgan Chase. These names show that the fund has significant exposure to large global companies, especially in technology and financials. The fund also has a broad sector spread across areas such as communications, consumer discretionary, financials, health care and information technology.