Zurich Life Prisma 5

The Prisma 5 Fund invests across a diversified mix of asset classes, including global equities, bonds, property, commodities, cash and alternative assets. Prisma 5 is actively managed, so the managers can adjust the mix over time rather than following a fixed index. The fund’s goal is to seek growth through capital gains and income.

The Prisma 5 Fund is designed to target long-term capital growth, so it may suit investors who want growth with exposure to a broad range of markets and assets. It is managed relative to global equity risk, with expected volatility of 80% to 120% of global equity volatility over the long term. In plain language, that means its value may rise and fall in a way that is broadly comparable to global shares, and sometimes more or less than them.

The Prisma 5 Fund’s top holdings include major global companies such as NVIDIA, Apple, Microsoft, Alphabet, Amazon and Meta. These positions show that Prisma 5 has meaningful exposure to large-cap equities, especially in the information technology and communications areas. Because it is actively managed, the fund can also blend these equity holdings with bonds, property, commodities, cash and alternatives.

The Prisma 5 Fund invests some of its assets outside the eurozone, so euro investors face currency risk. In plain language, that means movements in foreign exchange rates can increase or reduce returns when overseas investments are converted back into euros. The fund is managed from the point of view of a euro investor, and any hedging that is used will be into euros.

The Prisma 5 Fund is not limited to shares, because it can also invest in bonds, property, commodities, cash and alternative assets. This multi-asset approach gives Prisma 5 flexibility to use strategic and tactical asset allocation decisions in pursuit of long-term growth. It is managed by Zurich Life and has a global geographic remit across regions including North America, the eurozone, Japan, Asia Pacific ex Japan and the UK.