Zurich Life World Allocation 40/60 (Dimensional)

The World Allocation 40/60 Fund (EUR, Acc.) is a mixed, long-term fund of funds that mainly invests in other investment funds. It may also invest directly in shares and debt, giving it exposure to both equities and bonds. This structure means the fund combines several asset types rather than relying on a single market.

The World Allocation 40/60 Fund (EUR, Acc.) aims to achieve long-term total return. It is managed on a discretionary basis, meaning the manager has flexibility to choose investments within the fund’s policy. The fund is designed for investors with a long-term horizon.

The World Allocation 40/60 Fund (EUR, Acc.) can lose value and investors may lose some or all of their principal. Its main risks include international, political, economic, liquidity, volatility, credit, market, counterparty, interest rate, and leverage risks. Liquidity risk means it may be harder to sell an investment quickly without affecting its price.

The World Allocation 40/60 Fund (EUR, Acc.) uses a currency hedging policy referenced to FTSE WGBI 1-5 Years (hedged to EUR). This suggests the fund seeks to reduce the impact of foreign currency movements on part of its bond exposure. Currency hedging means using techniques to limit gains or losses caused by exchange-rate changes, although it may not always work as intended.

The World Allocation 40/60 Fund (EUR, Acc.) may suit investors looking for diversified, long-term exposure to both equities and bonds through a fund-of-funds structure. It may appeal to investors who want a discretionary, mixed-asset approach rather than a single-asset fund. Because it can invest abroad and use derivatives, investors should be comfortable with a range of market and portfolio risks.